Terms & Conditions

Terms of Use
Welcome to the portal https://www.ratnajyoti.com ( Website ). The content of this Website is the property of Ratna Jyoti Trading Company.The Company is in the business of selling Loose Diamonds and gemstone, jewellery, precious jewellery and other products with Astrology Consultancy via this Website (Services). 




1. We Used to Sell Stone with 100% Guarantee Duly Tested & Verifyed with Certified By G.S.I / GIA / IGI /  HRD / AGS /RJL (Our Own Lab) With     More Any  International Reg.Lab.  We Sell Every Diamond / Gems with GST Bill + Rs.25000/- Guarantee Card + Lab Report + 
   Terms & Conditions  Papers.
2. Money Cannot be Refund or exchange for our any product once sold.
3. Diamond ,Hallmark 24K-22K Gold ,18K Gold , Silver is our Returnable Product But Our Others any  Product are not Returnable after Sale.
4. Diamond  are our life / any time Returnable Product, But Diamond  Price Below Rs.25000/-are not taken back (Only Any One Product Price).
5. After Selling with Diamond Price above Rs.25000/- - if the customer wants to return in within 24 hours then there must be deduction of  GST Tax Amount  & Rs. 300/- rupees for  the papers charge.
6. If Our Diamond Price above Rs.25000/-  Must be Return  After 24 Hours-to -any Time  with a Deduction of 20%On Product Total value +GST Tax Amount.
7. Any Type of Discount Offers Time> If you Purchase any Returnable Diamond - so that Diamond if Returned the Deduction of Total =Upper Terms wise % of Product Value+Discount Offer %+GST Tax Amount.
8. In Case of Party Return the Stone without full paid in Ratna jyoti, in that case 53% Deduction + GST Tax Amount  will be cut from Bill total  value.
9.  In any condition, money & any advance amount can not be refund, but if the Diamond will return, according to the above rule Ratna Jyoti will  give a money  deposite slip to the customer and that money will less at the time of purchessing any stone or goods but in any  condition money will not be refundable.  If any customer wants to less the deposite money at the time of purchsesing another stones or goods, he/she  will  must bring the money deposite slip  with him/her. If in any case the stone return bill & deposite slip has lost Ratna Jyoti will not take any responsibility about the amount and with  money deposite slip the claim of  that amount will be refused.
10. All returns will be effective if our cash memo and bill other allied papers are returned(if issued by us).
11. Both advance and goods will be cancel due to unwithdrawal order goods within Three month (Offer Time The time  is One Month).
12. In case of judgement of any stone only GSI / GIA / IGI / HRD / AGS with any International reg. Lab.with Reg. Lab Testing Certificate  but any others Private Lab Reprt  will not be considered.
13. If any negetive report in respect of any stones sold by us comes from ‚GSI / GIA / IGI / HRD / AGS with any International reg. Lab.,
 then 100% of the price of Total  Gem  Value + Rs.25,000/-INR will be paid only after re-investigations and test by us. So Reports &  Products   must be deposit at RATNA JYOTI within  7 days from the   date of delivery. Our Products in case of Negative Report it must be  Claim  within 7 Days from the date of delivery. After 7 days directly or indirectly relating of the stone tested or for any claim or demand are  not valid. 
14. Games Testing Charges, Tax Amount,  Astro Visit Fees, Shipping Charges  Others any Fees with any Service Amount are not  Include 
  and Return Calculate.
15. Price of a GEM varies According to size MINES & QUALITY. Gems  as per exact quality are not always available and in such 
 cases a little less or more weight in supplier .
16. If Return Hallmark 24K/22K Gold  (Return time weight wise) 100% Return on This Date Market Rate Only Deduct Making 
 Charges+GST amount. If Return 18K Gold 30%Deduct on This Date Market 24K Rate +Making Charges+GST amount. If Return Silver 25%Deduct on This Date Market Silver Rate +Making Charges+GST amount. Bronj / Copper /Others Metal  are Not Returnable.
17. All courier and shipping costs incurred by the Company for returns shall be borne by the Member.
Please at Frist Details Read Our applying Ruls-Regulation ,Term & Conditaion ,Privacy, Refund &  Cancellation Policy from our website  
N.B:. Ratna Jyoti's all Product Group is only Ratna Jyoti's Own Gems Quality & Rate Chat Group. Others not apply.
N.B: If you have any legal Compliance , so you put any compliance to only our Judication Durgapur.others not aplly.



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 Last Update on 01-04-2018