Ratna Jyoti :Finance Your Purchase 

Easy EMI / ECS Your Purchase 

Shop Now Pay Later or Bill me Later

Finance(Easy ECS / EMI Option) your purchase with Ratna Jyoti  Preferred Financing or Bill Me Later.



Minimun  EMI (Rs.5000=00/- ) & Low  Banking Charges

Make a purchase of a minimum of INR 5,000 on your Axis Bank  /  HDFC Credit Card

EMI options You have the option of converting your transaction of

INR 5,000 or more into 3, 6, 9 or 12 month EMI.

What is Easy EMI?
Easy ECS-EMI is an offer on any  Credit Card  Account Holder.

Finance Your Purchase

 Best things about the Easy EMI are:
    Pay in Equal Monthly Installments
    EMI amount = Transaction Amount + Tenure(Bank Charges)
    No documentation required
    On-the-spot approvals

 Please read our Terms & Conditions for more details

Best things about the Easy EMI are:
    Pay in Equal Monthly Installments
    EMI amount = Transaction Amount /Tenure
    No documentation required
    On-the-spot approvals
    Earn Regular reward points even on EMI transactions.


What is Easy EMI?
Easy EMI is an offer on 9- to- 11 Banks Credit Card which is brought to you by the participating Merchant Establishments, for more convenient and hassle-free credit card usage, enabling you to buy products or services on EMI schemes at select (EasyEMI) merchant outlets.

How does it work?
First, choose an outlet which is part of the Easy EMI program. Visit the outlet and choose the products or services you wish to buy. At the time of making payment, inform the cashier of your intent of purchasing the product or service on EMI through your HDFC / AXIS Bank Credit Card.

What are the likely charges on Easy EMI transactions?
The bank may charge a processing fee on the transaction as a one time charge or/and charge advance EMIs ; pls check at the Merchant outlet counter for details.

How many repayment tenure options are available?
Please check at Merchant outlet counters for options available. 

 

RATNA JYOTI  > Multiple Payment Options

You may choose from several payment options to Ratnajyoti:

    * ONLINE:    Pay with Credit Card, Debit Card or Online Fund Transfer.
    * OFFLINE:  Pay with cheque, cash deposit or money transfer through Western Union.

100% Full Exchange

If you are not fully satisfied with your purchase, you can always exchange

the jewellery at 100% value within 7 days of receiving the product.

100% Secure

    * Shopping safety -    Your security is a priority at Ratnajyoti.

We use SSL technology, the most widely used data encryption

coding system for secure e-commerce transactions.
    * Product safety -   Your jewellery is shipped in durable,

tamper-proof packing that ensures that the contents remain

intact. Your jewellery is fully insured till it reaches your doorstep.
    * Customer Confidentiality -    Shopping on Ratnajyoti is very private.

We maintain strict confidentiality about customer details.

Guidance

Ratnajyoti is committed to helping you find the best product

for the price you pay, and be completely satisfied with your

purchase. We want to de-mystify the complicated world of

diamonds and diamond jewellery. We try to make you the

expert through our resources and guides. We also help

you find the best fit for taste and budget. Look at our

comprehensive resources to help you make your decision.

Ask our dedicated customer service team any further queries you have.